Guided by
honesty and integrity.
Built on trust and expertise.
We created Martello Retirement & Wealth to be the firm we’d want to handle our mothers’ retirements.
We explain financial concepts at your level of understanding.
We will never talk down to you. Our goal is for you to understand
We offer a judgment-free environment.
We avoid the sales and brokerage culture.
Our advisors are humble, experienced, trustworthy, and highly educated.
No conflicts of interest.
We guarantee strict confidentiality in all matters.
No hidden charges.
You maintain full control over your money and decisions.
We don't sell insurance or mutual funds.
We ensure all strategies comply with current tax laws.
We do not engage in timeshare sales or use high-pressure tactics.
We provide honest comparisons with other advisory firms to help you make the best decision.
We explain financial concepts at your level of understanding.
We will never talk down to you. Our goal is for you to understand
We offer a judgment-free environment.
We avoid the sales and brokerage culture.
Our advisors are humble, experienced, trustworthy, and highly educated.
No conflicts of interest.
We guarantee strict confidentiality in all matters.
No hidden charges.
You maintain full control over your money and decisions.
We don't sell insurance or mutual funds.
We ensure all strategies comply with current tax laws.
We do not engage in timeshare sales or use high-pressure tactics.
We provide honest comparisons with other advisory firms to help you make the best decision.
We approach every financial decision with care, respect, and diligence.
With honesty and transparency at the heart of everything we do, we are committed to guiding you through a worry free retirement and beyond.
Structured around our
Core Four principles.
Independent
When wealth firms are part of a bank or have been bought out by private equity, every metric feeds into a financial statement, which must show growth.
The pressure is on to start treating clients as inputs to the bottom line.
This client dynamic doesn't fit with our morals, and we will never sacrifice our clients’ needs in the furtherance of our own financials.
We genuenly care about people, and have no interest in selling you out to the highest bidder.
Fiduciary
Unlike most financial professionals, we have a legal and ethical responsibility to act solely in your best interest.
As fiduciaries, we are committed to prioritizing your needs above our own.
You can trust that every recommendation we make is designed to serve your goals, ensuring that your interests always come first.
Fee-Only
We are fee-only, which means that we can only sell advice.
Neither our advisors nor anyone else in our firm can collect commissions, sell mutual funds or insurance, or collect referral fees.
Think of it as "no hidden fees and no conflicts." Confusingly, the opposite of this is called “fee-based,” which means they CAN collect those kickbacks.
Those kickbacks always cost you something - wether it's through higher prices and fees, or compromised financial planning.
Credentialed
The truth is that it's hard to get the good designations, and many watered-down substitutes became available to solve this problem.
This creates an “alphabet soup” of credentials that can be confusing and difficult to decipher for most people.
How can you be sure your advisor didn’t just spend a couple of hours online to earn those letters after their name?
We understand that navigating this complexity isn’t easy.
That’s why we’re committed to genuine, rigorous advisor education—because we believe that deep, meaningful knowledge makes a real difference in our clients' lives.